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Gemini Earn customers face potential $485M shortfall in Genesis bankruptcy case

Gemini Earn clients face a possible $485 million shortfall of their bid to be made entire following the Genesis chapter.

Gemini Earn paid rewards to clients who lent cryptocurrency to this system. Prospects’ tokens have been then loaned to counterparties, on this case, Genesis, who generate yield by buying and selling and investing.

After months of insolvency rumors, Genesis filed for Chapter 11 chapter on Jan. 19, triggering panic amongst its collectors.

The chapter submitting confirmed that Genesis owed its collectors $3.5 billion; the most important is Gemini, with a $769 million stability due.

In an sudden growth, Genesis now claims it has fulfilled its obligations to Gemini by paying out the proceeds of a non-public sale of Grayscale Bitcoin Belief (GBTC) shares that collateralized the debt.

Gemini Earn clients on the again foot

On Aug. 15, 2022, Genesis pledged 30.9 million GBTC shares as collateral for Gemini Earn’s clients’ tokens. This association was later prolonged on Nov. 7, 2022. By the way, FTX filed for chapter on Nov. 11, 2022, following weeks of insolvency rumors beforehand.

On Nov. 16, 2022, Genesis froze withdrawals from its platform and knowledgeable Gemini that it had offered the collateralized GBTC shares at $9.20 per share, netting $284.3 million. Nevertheless, with a stability owed of $769 million, the shortfall quantities to $484.7 million.

Given the “behind-the-scenes” settlement between the 2 events, Genesis now claims the $769 million stability owed to Gemini Earn clients has been paid with the GBTC share sale.

What now?

The dispute requires the choose overseeing the chapter to make a name on whether or not the settlement stands. Nevertheless, Gemini will probably problem the declare, leading to courtroom motion.

This might additional delay the chapter case, which means Gemini Earn clients could also be set for an extended wait earlier than recovering their funds. Nevertheless, the $284.3 million could also be all that’s due.

In an additional blow, Genesis categorized Gemini as a “Class IV” unsecured creditor. Gemini Earn clients are behind institutional collectors, secured collectors, and precedence claims in carving out the corporate’s remaining property.

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